What is compound interest?

Compound interest is the interest earned on both the initial principal and the accumulated interest from previous periods. It allows your investments to grow exponentially over time.

What return rate should I expect?

The expected return rate varies depending on the investment scheme and market conditions. Research and consult with a financial advisor to determine a realistic return rate for your investment.

SIP Calculator (Systematic Investment Plan)

How to Use This Tool

Open the SIP Calculator (Systematic Investment Plan) and find the main field: Monthly amount, rate %, years.
Type your values in that field. The placeholder shows an example format (5000, 12, 10).
Click "Calculate" to compute the result in your browser.
Read the result in the Result section. Use Copy to paste the output elsewhere.

Learn More About SIP Calculator (Systematic Investment Plan)

Understanding Systematic Investment Plans (SIPs)

A Systematic Investment Plan (SIP) is an investment strategy that involves investing a fixed amount of money at regular intervals, typically monthly, in a chosen investment scheme. SIPs benefit from rupee cost averaging and the power of compounding.

Compound Interest Formula

Future Value = P (((1 + r)^n - 1) / r) (1 + r)

Where: P = Periodic Investment r = Rate of Return per Period n = Number of Periods

About

The SIP (Systematic Investment Plan) Calculator helps you estimate the future value of your SIP investments. Input the monthly investment amount, expected return rate, and time period to see how your investments can grow through compound interest.

Examples

Valid SIP inputs

Monthly amount, rate %, years

Input

{"monthly_investment":500,"expected_return_rate":8,"time_period":20}

Output

Shown in the Result area after you click the action button.

Another valid SIP

Monthly amount, rate %, years